Best Consultant
A group of top experts with experience in both global and local best practices, as well as practical experience in financial institutions.
Best Strategy
A professional consulting group that has successfully completed numerous projects satisfying customers through top-notch skills.
Best Solution
Providing impartial, objective, and more accurate data analysis solutions without bias towards any particular aspect.
About
The best choice for your business.
PANIROIS is the leading consulting firm in Korea with the most extensive project experience in the country, based on its project experiences with both global and local consulting groups.
Best Consultants
Expertized
Un-bounded
Our consulting services
Why choose us
Why us- OUR BEST 3
- ONE AND ONLY
- TRUST WITH PARTNER
- LEADING PARTNER
OUR BEST 3
We are a professional consulting group comprised of top experts with experience in both Global & Local Best Practices as well as practical experience in financial institutions. With our top-notch skills, we have successfully executed numerous projects that satisfy our clients. Furthermore, we provide accurate data analysis solutions that are impartial and unbiased.
- BEST CONSULTANT
- BEST STRATEGY
- BEST SOLUTION
THE ONE AND ONLY
PANIROIS has successfully led various projects in Korea for the first time with its unique expertise and skills.
- 1st time in Korea Development of 'Semi-Custom' Model through various data.
- 1st time in Korea Calculation of Risk Components (RC) and credit risk based on Basel in second-tier financial companies.
- 1st time in Korea Implementation of improved capabilities of delinquency collections and NPL Valuation Model Development.
- 1st time in Korea Develop of CSS in Foreign subsidiary of Korean Banks.
- 1st time in Korea Development of the World's First Reinforcement Learning Model and Korea’s the first Machine Learning in banking sector.
- 1st time in Korea Development of CSS with telecommunication data and alternative scoring with MyData.
TRUST WITH PARTNER
“There are financial institutions that have never performed a project with PANIROIS, but there are none that have done so only once.”
There has been a 97% increase in financial institutions continuously engaging in projects with PANIROIS.
- KB Kookmin Bank 14 Projects
- KB Kookmin Card 12 Projects
- NH Nonghyup Bank 6 projects
- BC Card 4 projects
- Woori Bank 4 projects
- Hana Bank 4 projects
- Others 32 projects
LEADING PARTNER
Always leading in technology, both as a company and as consultants
- Development of credit evaluation models utilizing telecom data for the first time globally and domestically, and collaboration product development with banks
- Consulting on the development of retail credit evaluation models and strategies for the first internet bank in Korea
- The first NPL bond valuation (NPV) project in Korea
- Development of the world's first machine learning credit evaluation models and integration of lending approval strategies
- Development of the first Explainable Machine Learning model in Korea and the company with the most project executions
- Development of personal and corporate loan limit strategies using reinforcement learning algorithms for the first time globally and domestically
- Consulting on providing optimal credit products based on the prediction of customer preferences for the first time in Korea
- Development of local-targeted AS models and strategies for overseas local corporate banks (Canada Exchange Bank & Southeast Asian banks and multiple card developments)
- Development of retail and corporate lending strategy models based on future customer behavior prediction
- Development of alternative credit evaluation models based on MyData and customer asset information
Our team members
Team members
Seung Ho Choi
CEO / Principal Consultant
Sei Hoon Kim
Managing Director
Yong Sung Park
Managing Director
Tae Su Park
Director
Top domestic consultants providing innovative consulting services based on analytics.
Providing innovative consulting services based on analytics, led by top consultants in Korea. PANIROIS is a leading expert in predicting customer behavior and risk using mathematical algorithms through big data analysis and predictive modeling.
Our Consultant
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